We hope that 2014 is a prosperous year for all of our readers and for the UK economy.
UK growth is underway, some say it is lopsided growth, but recovery is surely better than recession in any shape or form? Personally speaking, I can see faster growth ahead than the general forecast consensus. The "internet revolution" and small and medium sized businesses will drive the economy along - even with lower Government spending.
My prediction is for full year growth of around 3.3% in 2014, unemployment will fall below 7% and there will be a (modest) move to raise interest rates perhaps as early as November 2014.
What's your prediction?
Please enjoy tonight and tomorrow and we look forward to speaking to our colleagues, friends and business acquaintances in January.